Executive Overview

Corporate group benefits programs across Saskatchewan and Canadian enterprises are experiencing compounding renewal inflation. Our fiduciary audit methodology reveals how transparent carrier tendering and pooled claim restructuring deliver sustainable 18–35% savings without compromising employee coverage.

Core Audit Dimensions

• Target Loss Ratio Benchmarking: Scrutinizing carrier pooling charges and administrative fee margins.
• Drug Formulary Modernization: Transitioning to managed health formularies with biosimilar prioritization.
• Stop-Loss & Catastrophic Coverage: Insulating mid-sized balance sheets against high-cost specialty drug claims.

Contact Robwoh Unified Advisory to schedule a confidential corporate benefits assessment.